SR22 is a certificate kept on file issued by the auto insurance company when the driver’s license is suspended due to any reason. This certificate is kept under the guidance of the Department of Public Safety of Texas when there’s a suspension of the license. This certificate is issued for 3 years when there’s any violation done by a driver in any traffic regulations. The most common as well as a customary term for SR22 insurance filing is 2-3 years from the order date. However, certain offenses may have court-ordered terms that are for more than 3 years.
Not having an SR22 certificate might even lead to losing the driver’s current license and all driving privileges. This insurance coverage is counted as ‘high-risk’ insurance coverage and not all car insurance companies are capable of handling SR22 filings. With extensive experience in handling such cases, Leos Auto Insurance can help you if you are looking to get yourself covered under this auto insurance.
Who needs SR22?
SR22 insurance coverage is needed by a person if they fall under one or more below-mentioned criteria:
- If a person is accused of Driving Under the Influence (DUI)
- If a person is accused of Driving While Intoxicated (DWI)
- If a person is not capable to supply evidence of insurance coverage in the past
- If the driver had several speeding violations
- If the driver is involved in numerous auto accidents
If the driver is not insured, the first and foremost step is setting up the auto insurance policy coverage which meets Texas’ minimum liability insurance specifications.
What is covered under SR22?
SR22 supplies the following:
- Minimum Insurance Coverage
- Property Damage
- Bodily Injuries
What are the things covered under the SR22 Form?
Usually, there are the following things that are to be disclosed on the Texas SR22 form:
- Driver’s license number
- Social Security Number
- Driver’s date of birth
- Certain vehicle details
- Vehicle Identification Number (VIN) of car
- Start and End dates of car insurance coverage plan
Leos Auto Insurance
Leos Auto Insurance takes 12 to 24 hours for filing SR22. We also offer same-day coverage to non-insurance owners in Texas. At times it becomes a hassle for acquiring a Texas SR22 car insurance policy, however, with our expertise, we can help you obtain proper auto coverage and get your driver’s license back. By getting that you can again become a lawfully insured driver of Texas.